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    Teixeira Accounting
    Estate Freeze Planning

    Freeze the Value.
    Pass the Growth.

    If your business is growing rapidly, your future tax liability upon death is growing with it. An Estate Freeze locks in your tax bill today, shifts all future growth to your children tax-free, while allowing you to retain absolute control of the company.

    Tax Liability

    Capped

    At today's business value

    Voting Control

    Retained

    You remain in charge

    Future Growth

    Shifted

    To the next generation

    LCGE Multiplication

    Enabled

    When combined with a trust

    Why Successful Founders Freeze Their Estates

    It is the most powerful tool in Canadian corporate tax planning for multi-generational wealth transfer.

    Cap the Death Tax

    Canada taxes you on the full value of your assets when you die (deemed disposition). If your $2M company grows to $10M, your estate owes tax on $10M. A freeze caps your liability at $2M.

    Multiply the LCGE

    By issuing the new growth shares to a Family Trust, you can multiply the $1.25M Lifetime Capital Gains Exemption across your children, potentially saving millions in tax when the business is eventually sold.

    Retain Absolute Control

    You exchange your common shares for fixed-value preferred shares that carry voting rights. Your children get the financial growth, but you keep the steering wheel.

    Calculate Your Estate Freeze Savings

    See how much tax you can shift away from your estate by freezing your company's value today.

    Estate Freeze Tax Savings Estimator

    Estimate how much capital gains tax you can shift to the next generation by freezing the current value of your business.

    Growth & Tax Analysis

    Projected Future Value$5,518,063
    Future Growth (Shifted to kids)$3,518,063
    Tax Liability (If Not Frozen)$1,462,287
    Tax Liability Locked In (If Frozen)$530,000

    Tax Shifted to Next Generation

    $932,287

    *This tax is delayed until the children eventually sell their shares, and may be sheltered by their LCGE.

    This tool is for general information only and does not replace professional tax or accounting advice.

    Why Choose Teixeira Accounting?

    At Teixeira Accounting Firm Inc., we don't just record history; we write your financial future. Most accounting firms are reactive—they wait for you to bring them problems. We are proactive architects of your wealth and business growth.

    Whether you're a scaling enterprise or a high-net-worth individual, we provide the strategic oversight, tax optimization, and bulletproof compliance you need to operate with absolute confidence.

    The Teixeira Advantage

    Proactive Tax Strategy

    We don't just file your taxes; we actively look for ways to reduce your tax burden year-round.

    Bulletproof Compliance

    Our rigorous quality control ensures your filings are accurate, minimizing audit risk.

    Dedicated Advisory

    You get a dedicated partner who understands your business deeply, not just a once-a-year tax preparer.

    Estate Freezes — FAQs

    Secure Your Legacy.

    An estate freeze requires complex legal and tax execution, including Section 85 rollovers and precise valuations. We handle the entire process flawlessly.

    Book an Estate Freeze Consult
    Book Appointment