Scale Your Business.
Protect Your Wealth.
Transitioning from a sole proprietorship to a corporation is a massive milestone. We ensure your corporate structure is optimized for tax deferral, liability protection, and long-term growth.
Is It Time to Incorporate?
Not sure if you're ready to make the jump from Sole Proprietor to Corporation? Take our interactive quiz to find out if you're leaving money on the table.
What is your estimated annual net business income (profit)?
Corporate vs. Personal Tax Savings
See the exact tax deferral advantage of leaving money inside a Canadian corporation vs. earning it personally.
Tax Deferral Calculator
See how much tax you could defer by incorporating your business. Move the slider to match your estimated annual net business income.
Sole Proprietorship
Taxed at personal marginal rates
Avg Rate: 28.1%
Incorporated (CCPC)
Taxed at small business rate (Ontario)
Avg Rate: 12.2%
By leaving profits in the corporation, you defer this amount, giving you more capital to reinvest, grow, or invest in corporate portfolios.
Disclaimer: This is a simplified educational estimate based on 2025 Ontario tax rates. It assumes the corporation is eligible for the Small Business Deduction and does not account for personal withdrawal strategies (salary vs. dividends), CPP contributions, or other specific deductions. This tool is for general information only and does not replace professional tax or accounting advice.
Why Incorporate in Canada?
Operating as a sole proprietor is simple, but as your revenue grows, you will quickly hit the highest personal marginal tax rates (over 53% in Ontario). Incorporation offers a powerful alternative.
Massive Tax Deferral
Through the Small Business Deduction (SBD), active business income up to $500,000 is taxed at a significantly lower rate (approx. 12.2% in Ontario). This leaves up to 40% more capital inside your company to reinvest and grow.
Limited Liability Protection
A corporation is a separate legal entity. Incorporating creates a legal wall between your business operations and your personal assets (like your home and personal savings).
Lifetime Capital Gains Exemption (LCGE)
If you eventually sell the shares of your Qualified Small Business Corporation (QSBC), you could be eligible for over $1.25 million in tax-free capital gains.
Our Seamless Incorporation Process
We handle the legal paperwork, tax structuring, and CRA registrations all under one roof.
Strategic Planning
We analyze your projected revenue, personal cash needs, and long-term exit goals to determine the optimal share structure, including whether a Holding Company is required.
Legal Execution
We file the Articles of Incorporation, draft the initial minute book, issue the correct class of shares, and ensure all provincial and federal corporate laws are satisfied.
CRA Registrations
We open your new Corporate Tax (RC), Payroll (RP), and GST/HST (RT) program accounts with the CRA, ensuring you are fully compliant from day one.
Why Choose Teixeira Accounting?
At Teixeira Accounting Firm Inc., we don't just record history; we write your financial future. Most accounting firms are reactive—they wait for you to bring them problems. We are proactive architects of your wealth and business growth.
Whether you're a scaling enterprise or a high-net-worth individual, we provide the strategic oversight, tax optimization, and bulletproof compliance you need to operate with absolute confidence.
The Teixeira Advantage
Proactive Tax Strategy
We don't just file your taxes; we actively look for ways to reduce your tax burden year-round.
Bulletproof Compliance
Our rigorous quality control ensures your filings are accurate, minimizing audit risk.
Dedicated Advisory
You get a dedicated partner who understands your business deeply, not just a once-a-year tax preparer.
Incorporation FAQs
Ready to Structure for Scale?
Stop overpaying in personal taxes. Let's build a corporate structure that protects your assets and accelerates your wealth.
Book an Incorporation Consult