Optimize Your Rental Portfolio.

This tool is for general information only and does not replace professional tax or accounting advice.

Owning rental properties is one of the most reliable ways to build long-term wealth, but it also introduces significant tax complexity. Whether you own properties personally or through a holding company, poor tax planning can severely erode your cash flow and ROI.

At Teixeira Accounting, we help investors navigate the nuances of Canadian real estate taxation, ensuring every eligible expense is deducted while protecting you from CRA audits.

Current vs. Capital Expenses

One of the most heavily audited areas for real estate investors is the classification of repairs and renovations.

A current expense (like painting or fixing a leaky pipe) can be deducted entirely in the year it occurs, reducing your immediate tax burden. A capital expense (like a new roof or an addition) must be added to the cost of the property and depreciated over time via Capital Cost Allowance (CCA). We ensure your expenses are classified correctly to maximize deductions without triggering penalties.

• Corporate Structuring: Advice on whether to hold properties personally, in a Holdco, or a joint venture.
• CCA Strategy: Mathematical modeling to determine if claiming depreciation makes sense given potential recapture upon sale.
• Underused Housing Tax (UHT): Full compliance and filing for the complex new UHT regulations affecting corporate owners and trusts.

At Teixeira Accounting Firm Inc., we don't just record history; we write your financial future. Most accounting firms are reactive—they wait for you to bring them problems. We are proactive architects of your wealth and business growth.

Whether you're a scaling enterprise or a high-net-worth individual, we provide the strategic oversight, tax optimization, and bulletproof compliance you need to operate with absolute confidence.