High Margins Demand
Elite Tax Strategy.
As a consultant, your primary asset is your time. We handle your corporate structure, tax deferral, and compliance so you can focus on billing hours and delivering value.
Consulting Margin Analyzer
Calculate your effective hourly rate and profit margins.
Effective Hourly Rate
Your true earning rate based on billable hours.
This tool is for general information only and does not replace professional tax or accounting advice.
Protecting Your Consulting Revenue
Management consultants, executive coaches, and independent contractors often run high-margin, low-overhead businesses. While this is fantastic for cash flow, it creates significant tax liabilities if not structured correctly.
At Teixeira Accounting, we specialize in helping independent professionals incorporate, optimize their salary-to-dividend ratios, and safely navigate the CRA's complex rules regarding independent contractors.
PSB Risk Mitigation
The CRA aggressively audits independent consultants to determine if they are actually "Personal Services Businesses" (incorporated employees). We review your contracts and operations to ensure you maintain your independent status and the small business tax deduction.
Tax Deferral & Wealth
Why pay 53% personal tax when you can pay 12.2% corporate tax? We help you incorporate and leave excess capital inside your company, allowing you to invest in stocks, real estate, or other ventures using pre-tax dollars.
Strategic Advisory for Consultants
- Salary vs. Dividend Planning: We calculate the exact optimal mix to minimize your overall household tax burden while ensuring RRSP contribution room.
- Holding Companies: As your retained earnings grow, we can implement a holding company structure to protect your assets from professional liability.
- GST/HST Compliance: Streamlined tracking and filing of your quarterly or annual GST/HST returns.
Why Choose Teixeira Accounting?
At Teixeira Accounting Firm Inc., we don't just record history; we write your financial future. Most accounting firms are reactive—they wait for you to bring them problems. We are proactive architects of your wealth and business growth.
Whether you're a scaling enterprise or a high-net-worth individual, we provide the strategic oversight, tax optimization, and bulletproof compliance you need to operate with absolute confidence.
The Teixeira Advantage
Proactive Tax Strategy
We don't just file your taxes; we actively look for ways to reduce your tax burden year-round.
Bulletproof Compliance
Our rigorous quality control ensures your filings are accurate, minimizing audit risk.
Dedicated Advisory
You get a dedicated partner who understands your business deeply, not just a once-a-year tax preparer.